DIZZY KNITTER INC ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.
1. Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Submit a funding application or inquiry
- Register for an account
- Contact us via email or phone
- Subscribe to marketing communications
This information may include:
- Name and contact information (email address, mailing address)
- Business name and financial information
- Social Security Number or Employer Identification Number (EIN)
- Bank account information
- Credit history and financial statements
- Other information relevant to funding applications
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device, including:
- IP address
- Browser type and version
- Operating system
- Pages visited and time spent on pages
- Referral source
2. How We Use Your Information
We use the information we collect for the following purposes:
- Processing Applications: To evaluate and process your funding applications
- Communication: To respond to inquiries, provide customer support, and send important updates about your account or application
- Marketing: To send promotional materials, offers, and information about our products and services (with your consent)
- Compliance: To comply with legal obligations, including anti-money laundering (AML) and know-your-customer (KYC) requirements
- Improvement: To analyze usage patterns and improve our website and services
- Security: To protect against fraud, unauthorized transactions, and other illegal activities
3. How We Share Your Information
We do not sell your personal information to third parties. We may share your information in the following circumstances:
- Service Providers: We may share information with third-party vendors who perform services on our behalf (e.g., credit reporting agencies, payment processors, IT service providers). These vendors are contractually obligated to protect your information.
- Legal Requirements: We may disclose information if required by law, court order, or government regulation, or if we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
4. SMS & Text Message Communications
If you opt in to receive SMS or text message communications from DIZZY KNITTER INC, the following terms apply:
- Consent: By providing your mobile phone number and opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from DIZZY KNITTER INC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
- Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
- Rates: Message and data rates may apply. Check with your mobile carrier for details.
- Opt-Out: You may opt out at any time by replying STOP to any message. You will receive a confirmation message confirming your opt-out.
- Help: For assistance, reply HELP to any message or contact us at pamela@dizzyknitter.com.
- Not a Condition: Consent to receive SMS messages is NOT a condition of purchase or use of our services.
Carriers are not liable for delayed or undelivered messages. We will use your mobile phone number solely for the purposes outlined in this policy and will not share it with third parties for their marketing purposes.
5. Data Security
We implement industry-standard security measures to protect your personal information, including:
- Encryption of sensitive data (SSL/TLS)
- Secure servers and databases
- Access controls and authentication
- Regular security audits and monitoring
However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
6. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.
7. Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request access to the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal and contractual obligations)
- Opt-Out: Opt out of marketing communications at any time
- Data Portability: Request a copy of your information in a structured, machine-readable format
To exercise these rights, please contact us at pamela@dizzyknitter.com.
8. Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your experience. Cookies are small text files stored on your device that help us:
- Remember your preferences
- Analyze website traffic and usage
- Improve website functionality
You can control cookies through your browser settings. However, disabling cookies may limit certain website features.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
10. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by posting the updated policy on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the updated policy.
12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
DIZZY KNITTER INC
5679 THUNDER SPIRIT ST
Las Vegas, NV 89148
Email: pamela@dizzyknitter.com